Maal
Budgeting, built for the Gulf
Built for the Gulf
Maal tracks your accounts, cards, budgets, debts and savings goals — in dirhams, riyals, dinars and every other Gulf currency. It works on the plane, in the basement car park, and on the day your data runs out, because it never needed a connection in the first place.
No account. No sign-up. No servers.
No account, no cloud, no analytics. Maal makes no network requests at all.
AED, SAR, QAR and the three-decimal dinars — KWD, BHD and OMR at their true precision.
The whole layout mirrors right-to-left, not only the words. Numerals and dates follow too.
Current accounts, savings, credit cards, cash, e-wallets and pay-later plans — grouped the way you actually think about them, each wearing its own bank's colours. Net worth at the top, assets and liabilities kept honestly apart.
Set what a category may cost, then drag a line to choose how far into it you get before Maal says something. A budget that only speaks once it's blown is a receipt, not a budget.
Save towards something and watch it fill. Track what you owe and what friends owe you, with a payment schedule for each and a history of every move. Swipe a row to pay, edit or remove it.
Log a spend, check a balance or ask where the month went — in plain English or Arabic. Type it or say it.
Current, savings, credit cards, cash, e-wallets and pay-later plans — each wearing its own bank's colours.
No connection needed, ever. Nothing to sync and nothing to wait for.
Save towards something and watch it fill, with a daily figure that gets you there on time.
Point the camera at a till slip and let the amount, the date and the merchant fill themselves in.
Log a spend from Siri, a Shortcut or a tap on the back of the phone, without opening anything.
Maal has no accounts, no cloud sync and no analytics. Your balances, transactions and goals live in a database on your phone and are never uploaded — not to us, not to anyone. We couldn't hand over your finances if we were asked, because we've never had them.
That's also why there's nothing to sign up for. Open the app and start.